Discount finance rates for your car, caravan, motorbike, boat, jet-ski or even your business.

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Our services.

  • Finance Applications

    You can either complete our online finance application at your leisure, or we can do it together over the phone, the choice is yours. Our CarVroom Finance Specialists will then review your application to determine the most suitable loan and lender to meet your requirements.

  • Credit Checks

    CarVroom can access your credit file without any impact on your credit score. This is called “access seeker” permissions and enables us to review your file to determine the best course of action for your circumstances prior to any lender submissions.

  • Lender Submissions

    Once we determine the most suitable lender and loan to meet your needs, we will then submit the application to the lender for approval along with any supporting documentation that they may require, such as payslips, identification, bank statements etc.

  • Settlement

    Once your loan is approved, it’s just a matter of providing any additional documentation the lender may require, signing the documents and we then submit the application for settlement, which means the lender pays the seller (dealership or private seller) directly and it’s time for you to collect your new car! (or boat, caravan, motorbike or jet-ski)

Car Loan Calculator

Enter your desired loan amount, an estimated annual interest rate, loan term (in months) and if you want to have a balloon/residual payment at the end of your loan term.

A balloon reduces your monthly repayments however you have a lump sum payable at the end of your loan term. Compare a 7 year loan term with no balloon as an option.  Balloon payments are not available on a 7 year loan term.

General Balloon Options:

  • 3 year/36 month term - 50%

  • 4 year/48 month term - 40%

  • 5 year/60 month term - 30%

Each lender can offer different values to these so just let your consultant know if you have a preferred balloon and term.

 CarVroom will help you get into your new car sooner.

Car Finance

With access to over 30 lenders, our team can find the right car loan to meet your requirements, whether you need the ability to repay your loan early with no early termination fees or you would prefer no monthly fees, we can assist you.

Tradie Finance

Most lenders need an ABN that has been active for 12 months and is GST registered. Some lenders do provide options that don’t meet this criteria. Our team can find an option to suit your circumstances.

Caravan Finance

Looking to buy that home away from home? Whether you are buying a new or 2nd hand caravan, we have a lender to match your needs.

Motorbike Finance

We have lenders that specialise in motorbike loans with flexible terms and repayment options. Whether you’re buying a weekend toy or a daily commuter, we can help you find a loan to match your requirements.

Boat Finance

Boats can be tricky when it comes to financing options. Our team can assist you in finding the right loan for your needs and circumstances.

Business Finance

We specialise in commercial lending for small businesses from single or fleet vehicles to equipment such as graders or tractors and other general equipment.

Personal Loan Calculator

Unsecured personal loans can be used for debt consolidation, holidays, medical procedures, home renovations to name a few and most lenders will allow a 7 year maximum term to help reduce your monthly expenses.

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