Website Terms and Conditions.

1.Copyright

Content (including words, images, calculators, and any other information present on the site) may not be copied for re-use, transmission or distribution and may not be modified or posted to other websites without the express written permission of CarVroom.

All information on this website is general in nature only and is not specifically based on your own objectives, financial situation or needs. Before entering into a contract for a financial product or service, you should consult your financial advisor to determine if this product is suitable for you. While we make every attempt to give you the best and most accurate possible product information, CarVroom, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise.

Whilst CarVroom has endeavoured to ensure that all information contained on this website is accurate at the time of publication, product features, specifications, prices and interest rates are subject to change without notice and CarVroom makes no commitment as to the accuracy or availability of any product or service. The information on this website should always be read in conjunction with other materials and information available from CarVroom.

To the extent permitted by law, CarVroom excludes all express and implied warranties and all liability, whether direct, indirect, special or consequential, arising from negligence or otherwise relating to the use of this website whether in contract, tort including negligence, statute or otherwise. Where, by law, CarVroom is not permitted to exclude its liability but is permitted to limit its liability, its liability will be limited to the maximum extent possible under the law. Nothing in these terms and conditions should be taken to limit the operation of the statutory warranties implied under the Australian Consumer Law or related consumer protection laws.

CarVroom is not responsible for the contents of websites that are maintained by third parties and therefore waives its liability for any links from this website to other websites.

This website may contain content that is subject to the intellectual property rights of third parties.

CarVroom is permitted to revise these terms and conditions at any time, and by using this Website you are expected to review such terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

2. Consent – Please Read

Our services are provided to adults over the age of eighteen (18) years. By accepting these terms and conditions, you acknowledge that you are over eighteen (18) years of age.

3. Information To Credit Agencies And Electronic Commercial Messages

3.1 Giving Information To A Credit Reporting Agency

I/We acknowledge that CarVroom may give to a credit reporting agency personal information about me/us to obtain a consumer credit report about me/us, or to allow the credit reporting agency to create or maintain a credit information file about me/us. The information that may be given includes: my identification & that credit may have been applied for and the amount.

3.2 The Credit Provider Obtaining Credit Information

To enable the credit provider to assess my/our application for personal or commercial credit and to collect overdue payments relating to credit owed by me/us, I/we authorise the credit provider to obtain: from a credit reporting agency, a credit report containing personal or commercial information about me/us in relation to personal or commercial credit provided to me/us; and from a business which provides information about the commercial creditworthiness of person, information about my commercial activities or commercial creditworthiness.

3.3 Exchanging Information With Other Credit Providers

I/We agree that the credit provider may exchange information with other credit providers or lenders named either in this application or in a credit report issued by a credit reporting agency or from a business which provides information about the commercial creditworthiness of person which will be used to: assess my application for credit, assist me to meet or avoid default on my credit obligations and notify other credit providers of a default by me/us. I/We agree that you may disclose personal information to other credit providers at their request if you seek finance from them.

3.4 Exchanging Information With Other Parties

I/We authorise the credit provider to exchange with any other person including but not limited to other credit providers, funders, joint applicants or borrowers, employers, insurers, introducers, lenders, risk managers or service providers:

Named in the application form or
Named in a credit report issued by a credit reporting agency; or
Who prepares or helps me/us to prepare this application; or
Who is a broker, accountant, lawyer, valuer, financial adviser or other person assisting me/us; or
Who is a party providing insurance, protection or risk management products to the credit provider; or
Who is a person arranging, funding or potentially purchasing my/our loan by means of securitisation
Information about my/our credit arrangements, including information about my/our creditworthiness, employment, credit standing, credit history, or credit capacity that the credit provider is allowed to exchange under the Privacy Act 1988.

I/We understand the information may be exchanged for the following purposes:

to assess an application by me/us for credit and my/our ongoing creditworthiness;
to inform other credit providers as to the status of this loan where I am/we are in default with other credit providers;
to assist me/us in meeting or to avoid defaulting on my/our credit obligations;
to advise on an outcome or status of my/our credit application or the transactions or status of my/our loan account;
to prepare loan and related documentation and to properly execute such documentation;
to refer this application to another credit provider for consideration;
to assess whether to provide insurance to the credit provider or other credit provider;
to evaluate whether to provider risk management products to the credit provider or other credit provider;
to prepare access cards or mailing labels;

and for direct or indirect marketing (unless you tell us otherwise), planning, product development, research, risk assessment, modelling and loan management purposes.

3.5 Electronic Commercial Messages

I/We understand that as part of their commitment to providing me/us with the best service, CarVroom will from time to time send me/us electronic commercial messages. I/We understand that these messages will be clearly identified as originating from CarVroom and each communication will provide a clear unsubscribe facility. I/We understand that if I/we do not wish to receive these electronic commercial messages we will inform CarVroom in writing or by emailing hello@CarVroom.com.au.

3.6 Telephone Calls

I/we consent in advance to receiving phone calls on the number I/we entered on the CarVroom website. These calls may be between 7am and 9pm on weekdays, and between 8am and 5pm on Weekends.

Further Details

Further details about the privacy practices and principles of CarVroom are available in our Privacy Policy.

Document Owner

CEO

Version Control

Version 1.0 – May 2022